“Assisting poor families to earn better incomes”
“Whoever gives to the poor will not want” Prov 28:27
ICAfrica assists impoverished families to succeed and get out of poverty through empowering adults with micro-business and small agricultural development funding and coaching. Our development assistance goes mostly to help people become more productive in their economic activities, so that they can begin to take care of their family’s financial needs, sustainably. We enable family breadwinners to sharpen their skills and begin to earn more income. We understand that the issue surrounding poverty is very complex so we don’t have a one-size-fit-all solution. Depending on the need, we usually would try to find a solution. But in most cases, we believe that problems related to poverty result from the lack of opportunities for decent income generating activities and jobs. ICAfrica is about helping people to help themselves, in building up their communities to be economically, socially and environmentally balanced. We help build communities that are inviting, fair, safe and offers hope for a better tomorrow – one with opportunity and independence.
Our primary tool is Micro-finance. We start by offering Micro-loans to breadwinner of poor families to increase their productive capacities. We follow that by incentivizing families to save for their future needs; create the right cohesive socializing environment for their community members; encourage development of resources for the education of parents and children; develop community water resources and affordable sustainable health care.
The solution is not too far if those that have been blessed can make some effort toward the poor in Africa. All they need is a “hands-up” to help get onto the track of economic progress. Today, over 550 million people in sub-Sahara Africa are still living in extreme poverty, on less than $1 a day. 180 million of them are impoverished breadwinners of 370 million children and dependent-adults. Because there are very few jobs and the breadwinners operate on very small capital and very low skill. They are therefore, unable to earn enough to provide for their children’s needs in food, housing, healthcare and education. Often the additional capital required by each breadwinner is between $50 to $300. Through generous donors, ICAfrica provides this directly to the entrepreneurs and farmers in the form of revolving micro-loans. This very quickly enables the breadwinners to expand their operations, earn higher incomes, move their families out of poverty and along the way, create jobs for others.
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