“Assisting poor families to earn better incomes”
“Whoever gives to the poor will not want” Prov 28:27
ICAfrica assists impoverished families to succeed and get out of poverty through their God-given talents. We especially assist women entrepreneurs and farmers who are breadwinners for young children. Our economic development assistance goes mostly to help people become more productive in their economic activities, so that they can begin to take care of their families sustainably. We enable people to sharpen their skills and begin to earn more income for their families. We understand that the issue surrounding poverty is very complex so we don’t have a one-size-fit-all solution. Depending on the need, we usually would try to find a solution. But in most cases, we believe that problems related to poverty result from the lack of opportunities for decent income generating activities and jobs, for families and able-bodied adults. We offer sustainable solutions through micro-financing, skills coaching, community project development and assistance in improving “broken” community systems. ICAfrica is about helping people to help themselves, in building up their communities to be economically, socially and environmentally balanced. Communities that are inviting, fair, safe and offers hope for a better tomorrow – one with opportunity and independence.
Our primary tool is Micro-finance. We start by offering Micro-loans to breadwinner of poor families to increase their productive capacities. We follow by incentivizing families to save for their future needs; create the right cohesive socializing environment for families and community members; encourage development of resources for education for parents and children; develop community water resources and affordable sustainable health care. We experience the most success by providing micro-loans to those who already have experience in micro-business or farms, and are currently engaged in that economic activity but are handicapped by lack of adequate financing. In most cases, advancing them less than $300 in capital boosts their daily profits and enhances their family incomes.
The solution is not too far if those that have been blessed can make some effort toward the poor in Africa. All that most of the poor need is a “hands-up” to help pull them up unto the track of economic progress. Today, as we begin the year of our Lord 2015, over 550 million people in sub-Sahara Africa are still living in extreme poverty, on less than $1 a day. 180 million of them are impoverished breadwinners of the other 370 million children and dependent-adults. Because there are very few jobs and the breadwinners are operating on very small capital and or skills, they are not earning enough to provide their children’s needs in food, housing, healthcare and education. Often the additional capital required by each breadwinner to get onto the path of progress is between $50 to $300. Through generous donors, ICAfrica provides this directly to the entrepreneur or farmer in the form of revolving micro-loan followed with business coaching. This very quickly enables the breadwinners to expand their operations, earn higher incomes, move their families out of poverty and along the way, create jobs for others.
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